Our Company

Are you looking for an Ag lender who understands that no two farming operations are alike, and likewise their financing needs are not the same? With over 80 years of Ag lending experience, our knowledgeable underwriting staff understands that your operation is unique.

A nationally recognized leader in agricultural real estate lending, American Farm Mortgage & Financial Services is a wholly owned subsidiary of Legence Bank, a strong century-old agricultural bank located in southern Illinois. Unlike traditional lending institutions, our company specializes in real estate secured farm and ranch loans, along with additional financial products and services. Our strong relationships with secondary market purchasers and participants enable us to offer an extensive range of products to fit many agricultural real estate financing needs.

Our Mission

American Farm’s mission is to provide the American farmer or rancher with a knowledgeable, efficient, competitive and friendly source for their financing needs, while providing a reasonable return on investment to our parent company and fostering a challenging and educational work environment for our staff.

Our Pledge

  • To provide outstanding customer service
  • To employ knowledgeable and friendly employees, who understand that every agricultural operation is unique
  • To offer innovative products and financing options
  • To assist our customers in reaching their operation’s goals by recognizing their commitment and achievement
  • To quote our best interest rate the first time

We specialize in Full Time Farm Loans and Farm Service Agency (FSA) Guaranteed Loans. Currently, American Farm is one of the nation’s largest originators of FSA Guaranteed Loans with “Preferred Lender” status in 32 states across the country. In addition, American Farm is an approved seller and servicer of agricultural real estate loans for the Federal Agricultural Mortgage Corporation (Farmer Mac), Prudential Ag Investments, amongst others.