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FSA Guaranteed Loans

The Farm Service Agency's (FSA) guaranteed loan program is a resource for farmers and ranchers to obtain financing when they don't meet the qualifications of a traditional loan. Whether you've experienced a drop in commodity prices, are purchasing your first farm, or just need to restructure your farm debt to improve your cash flow, this may be the resource you need to take your operation to the next level. As one of the nation's premier originators of FSA guaranteed loans, American Farm Mortgage & Financial Services has the knowledge and experience to assist you with your financing needs.

To qualify for an FSA Guarantee, a loan applicant must:

  • Be a citizen of the United States, or a legal resident alien
  • Have an acceptable credit history
  • Have the legal capacity to incur the debt
  • Be unable to obtain the loan without a guarantee
  • Not have caused FSA a loss by receiving debt forgiveness on more than 3 occasions
  • Not be delinquent on any federal debt
  • Have the ability to repay the loan
  • Provide sufficient security for the loan
  • Be an active farmer

An American Farm Mortgage & Financial Services loan with an FSA guarantee offers:

  • Maximum loan amounts up to $1,399,000
  • Amortizations up to 30 years
  • Fixed and variable rate options
  • Flexible payment terms
  • American Farm is an FSA Preferred Lender, which means a faster loan approval for you.

Get Started

Either click on the "Inquire Now" button above and fill out the corresponding form or call us today at (800) 876-2362 to speak with one of our representatives qualified to assist you in resolving your operation's unique financing needs.

Loan availability subject to borrower meeting eligibility and credit guidelines. Terms subject to change.

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