Agricultural Real Estate Loans

Secondary Market Loans

American Farm Mortgage & Financial Services originates real-estate secured agricultural loans to farmers and ranchers across the country, specializing in full time farm loans. Our company is a preferred lender for guaranteed loans through the Farm Service Agency (FSA), a division of the United States Department of Agriculture (USDA). In addition, American Farm originates and services agricultural loans for the Federal Agricultural Mortgage Corporation (Farmer Mac) and Prudential Insurance Company of America, among other investors.

We offer competitive interest rates with flexible terms so you can purchase farm land, make improvements, or refinance existing debt.

Products Available

  • Real estate secured Revolving Line of Credit
  • Fixed Rates available in 7, 10, 15, 20, 25, and 30 year periods
  • Adjustable Rates available in 1 month LIBOR and 1, 3, 5, 7, and 10 year periods
  • Resets available in 5, 10, and 15 year periods
  • Most are open pre-pay on any scheduled payment date
  • Up to 25 year amortization on most products


  • Loan-to-value ratio of up to 70%
  • Minimum debt coverage of 1.5 to 1
  • Debt-to-asset ratio maximum of 50%
  • Acceptable credit history

Get Started

Either click on the "Inquire Now" button above and fill out the corresponding form or call us today at (800) 876-2362 to speak with one of our representatives qualified to assist you in resolving your operation's unique financing needs.

Loan availability subject to borrower meeting eligibility and credit guidelines. Terms subject to change.


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